Marriott Bonvoy Bountiful™ Card from Chase Review – Forbes Advisor
The card earns 6 points per dollar on eligible Marriott purchases, 4 points per dollar on the first $15,000 spent in combined annual grocery and restaurant purchases, and 2 points per dollar on all other purchases.
Another way to earn points is by staying at participating Marriott hotels and resorts. Receive an additional 1,000 Marriott Bonvoy bonus points for each qualifying stay using your Marriott Bonvoy Bountiful Card.
New Marriott Bonvoy Bountiful cardholders can earn a welcome bonus of 125,000 bonus points after spending $4,000 on purchases within the first 3 months of opening your account.
The easiest way to use Marriott Bonvoy points is to redeem them for free nights at Marriott hotels. We estimate that Marriott Bonvoy points are worth approximately 0.74 cents each. Points can be applied to eight different hotel categories that use flexible point redemptions or also known as dynamic pricing. You can find nights ranging from 7,000 points at entry-level hotels to up to 100,000 points for one night at luxury hotel brands.
One free night on reward bookings is granted to Bonvoy members with reward bookings of at least five consecutive nights. This is a huge advantage when trying to get the most out of your points. Another flexible option for members is to apply a combination of cash and points.
You can also transfer Marriott points to airlines with a typical transfer ratio of 3 to 1. However, you can get a bonus of 5,000 miles when you transfer 60,000. With that in mind, you can take 60,000 Marriott points and turn them into 25,000 air points. This can be handy if you need a few extra miles to redeem a desired award ticket. Additionally, Marriott partners with less available transfer partner airlines like JAL and Alaska Airlines.
In addition to earning points for free stays, members can also redeem points for exclusive and unparalleled experiences on Marriott Bonvoy Moments™. The variety of times can be explored depending on your particular interests or something specific. These range from sports and entertainment to artistic and culinary experiences.
To calculate reward earning potential, we use data from various government agencies. Forbes Advisor has developed estimates for a household in the 70th percentile of income spent annually in several categories. We’ll use an estimated income of $107,908 and $32,072 per year in credit card spending for our potential rewards calculations.
Of that $32,072, we’ll estimate that $1,110 per year is spent on stays at Marriott hotels. At the rate of 6 points per dollar earned with the Bonvoy Bountiful, this would earn that household 6,660 points. The following calculation depends on whether you are staying at Marriott properties – we need to include the 1,000 bonus points per qualifying stay. We’ll assume that this household will book five qualifying stays per year, which will add 5,000 bonus points on top of regular card earnings.
Estimating approximately $4,511 per year for meals and $6,322 for groceries for this household will result in 4 points per dollar spent. This would translate to 18,044 and 25,288 Marriott Bonvoy points, respectively.
This will leave a remaining value of $20,129 in miscellaneous expenses that can be charged to the Bountiful credit card. At an earn rate of 2 points per dollar, you would earn an additional 40,258 points by charging these expenses to the Bountiful.
This would bring the total rewards potential (not including the first-year welcome bonus) to 95,250 Marriott Bonvoy points. We currently price Marriott Bonvoy points at 0.74 cents per point, which means the Bountiful offers an annual reward value of $704.85, which is a nice offset to the annual fee.